Industry · Financial Services + Fintech
$3,000 per employee per year.
Twice the cross-industry baseline.
Mid-market financial services spends $2,700-$3,500 per employee per year on cybersecurity (Deloitte 2025) — 2× the cross-industry baseline. 55-60% goes to managed services. NYDFS Part 500, Reg S-P, the SEC cybersecurity rule, FFIEC, FINRA, PCI DSS — and the next examiner letter is already drafted on someone’s desk. We run all of it under one accountable principal.
What we run for FinServ partners
Eight components. All examiner-ready.
NYDFS Part 500 Compliance
23 NYCRR 500 program build. CISO certification language, MFA + encryption + risk assessment + IR plan + third-party risk + training. Annual Certification of Compliance preparation.
Reg S-P + SEC Cyber Rule
Reg S-P 17 CFR 248 modernization (effective Dec 2025/Jun 2026). SEC cybersecurity disclosure rule (4-day Form 8-K Item 1.05). Pre-incident materiality framework documented.
FFIEC + Federal Reserve Examinations
FFIEC Cybersecurity Assessment Tool, FFIEC IT Handbook, OCC Heightened Standards. Examiner-ready evidence packages for state and federal exams.
PCI DSS 4.0 Compliance
PCI DSS 4.0 readiness, AOC support, SAQ-D scoping, segmentation validation. We work with QSA panels (Coalfire, Schellman, Trustwave) — no QSA conflicts.
FINRA + SEC for RIAs / Broker-Dealers
FINRA Rule 4530, SEC Rule 206(4)-7 compliance program. Books and records cybersecurity controls. ADV Part 2A cybersecurity disclosure language.
Real-time Fraud + BEC Detection
BEC + wire-fraud monitoring tuned for finance attack patterns. Vendor-impersonation, CEO-spoofing, account-takeover detection. Integrates with treasury workflows.
AI Governance for FinServ
AI/ML model risk management aligned to OCC SR 11-7 + Federal Reserve SR 11-7 model risk guidance. ISO 42001 + NIST AI RMF + EU AI Act crosswalks for cross-border firms.
Insurance + Carrier Coordination
Coalition, Beazley, Chubb, Resilience, AT-Bay carrier coordination. Sub-limit review for ransomware extortion + regulatory fines + social engineering — the sub-limits that bite financial services hardest.
Buying triggers
When FinServ boards evaluate a new partner.
NYDFS Part 500 amendment deadlines. 23 NYCRR 500 amended Nov 2023, multi-stage implementation through Nov 2025. CISO certification + multi-factor authentication on all privileged accounts now mandatory. Most firms still scrambling on the third-party risk component.
SEC Form 8-K 4-day disclosure. Public companies under the SEC cybersecurity rule must disclose material incidents within 4 business days. The materiality framework needs to be defined before an incident, not during one. We document it before the lawsuit.
Insurance carrier cyber questionnaire. Coalition, Beazley, Chubb now require 24/7 MDR + immutable backup + MFA + IR retainer for FinServ policies > $5M. We translate the questionnaire into binding-ready evidence.
Examiner finding (state, OCC, Federal Reserve, FINRA). Pre-exam corrective action, post-exam remediation, MRA/MRIA-driven program build. Examiner-coordinated documentation.
AI/ML deployment. Robo-advisor, fraud-scoring, KYC/AML, customer-facing chatbot, loan-decisioning AI. SR 11-7 model risk management + NIST AI RMF stand-up before regulator scrutiny.
Specifics
Read the detail.
SOC 2 Type 2
AICPA TSC scoping. Auditor-coordinated. Evidence collected continuously, not assembled at fieldwork.
Read moreManaged Detection & Response
24/7 SOC tuned for financial services attack patterns. BEC + wire-fraud + account-takeover detection.
Read moreFinServ vCISO
NYDFS-compliant CISO certification. Examiner-ready board reporting. SR 11-7 model risk advisory.
Read moreCyber Insurance Liaison
Carrier-coordinated underwriting. Sub-limit review. Renewal-grade evidence package.
Read morePricing posture for FinServ partners
Real numbers. In the partnership envelope.
Modernization Partnership: $500K-$1M-$3M/yr. Regional banks 200-2,000 employees typically land $1M-$5M given regulator load + 24/7 SOC requirement.
NYDFS Part 500 Program: $100K-$300K fixed-fee build + ongoing $5K-$15K/mo program management.
SEC Cyber Disclosure Materiality Framework: $25K-$60K fixed-fee, 3-6 weeks. Standalone deliverable, often consumed by counsel.
Six months minimum. Schedule directly or call.
Who you’ll work with
Quinnlan Varcoe
CEO and Founder · OSCP · GIAC × 10 · 17 credentials across the practice
Decade of operations leading Fortune 50 financial services investigations + AI security work. Examiner-coordinated remediation programs across NYDFS, OCC, FRB, FINRA jurisdictions.
Every partnership begins with me. Not a sales rep, not an account executive, not a junior. The first call, the diagnostic, the strategy work — that’s mine.
Examiner letter or insurance renewal?
Schedule a callTrusted by partners across the practice
Reviews
From the senior people
who’ve worked alongside Quinn.
The named companies beside each reviewer are their employers — not Varcoe partnerships. Each quote is a professional reference from someone who’s shipped work alongside Quinn directly.
“The partnership model isn't marketing language with Quinn — it's how she actually works. Senior judgment, single accountable contact, and the rigor to integrate across IT, security, and AI under one roof.”
Aaron Birnbaum
Managing Partner
“Quinnlan brings more than expertise — she brings strategic alignment. The ability to scale operations without sacrificing depth is exactly what serious organizations need from a modernization partner.”
Caroline Lombard
Threat Specialist
“I've worked with Quinnlan on incidents most teams couldn't navigate — Log4j among them. The technical depth and the calm under fire are real, and they're rare.”
Justin Cox
Senior AWS Security Analyst
“One of the most seamless collaborations I've had in this industry. Composure under pressure, technical precision, and the kind of credibility that compounds — exactly the senior bench a modernization partnership needs.”
Soufiane Jihadi
Senior Incident Response Consultant
Original references collected on the legacy Varcoe site · LinkedIn endorsements available on request